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Beware of fraudulent Facebook accounts offering bogus loans in the name of Kenyan MP Mboko

IN SHORT: Likoni constituency MP Mishi Mboko told Africa Check that the two accounts were in no way linked to her. Their loan offers should be ignored.

The Facebook accounts HON MISHI MBOKO -LIKONI INUAJAMII LOAN and HON . MISHI MBOKO -LIKONI INUAJAMII LOAN PROJECT have posted adverts claiming to offer loans to Kenyans.

The accounts use the name and photos of Mishi Mboko, a Kenyan politician who represents the coastal constituency of Likoni in parliament.

“Inua jamii” is Kiswahili for “uplifting the community”. It refers to a programme run by the Kenyan government to provide cash grants to the poor and vulnerable. 

One of the posts, dated 15 May 2024, reads: “MICRO-FINANCE Business SOFT LOANS, School fees and business soft loan. Do you know that you can get a soft loan that is unsecured and easy to pay through my Inuajami project you can get a soft loan that has no interest rate and payble in 24 months (2yrs) with a grace period of 3months … ”

The post asks interested applicants to send personal details such as their phone number, ID number, name, age and how much they need.

The post also lists loan amounts and the “security fee” for each. The higher the loan requested, the higher the fee. The loan amounts range from KSh10,000 to KSh2 million (about US$80 to $15,300).

To access the loans, interested applicants are asked to call or send a message on WhatsApp to “Peter” who is identified as Mboko’s secretary.

Impersonators have previously used the names of famous people, including Kenyan politicians, to scam Facebook users.

Are these accounts on the same mission? We checked.

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Signs that these accounts are fake

The first sign that the accounts are scams is the poor writing in the posts, including random capitalisation and odd punctuation.

Anyone who asks you to pay a security fee in advance before you get your loan is probably a scammer.

Asking interested users to reach out via WhatsApp is a common tactic used by scammers to steal people's personal information or money. Legit lenders usually have websites or apps where you can apply for a loan.

The accounts are likely run by the same scammer, as users are asked to call or send a WhatsApp message to the same phone number.

Mboko’s official Facebook page has 46,000 followers and was created on 10 October 2017. On this page, she regularly posts about her activities and whereabouts. It is unlikely that Mboko would have one account where she posts about her official engagements and another account where she posts about the loans.

One of the Facebook accounts claiming to offer loans was created on 25 April 2024. The other was created on 30 April.

We contacted Mboko on Facebook to ask if she was offering loans to Kenyans. She confirmed that the accounts in question were fraudulent.

Inua Jamii has also repeatedly said that it does not offer loans.

The two accounts are therefore fraudulent. They use the MP’s name and photos to trick unsuspecting people into providing personal information and paying unnecessary fees, typical of online scams.

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