IN SHORT: The two accounts impersonating prominent lawmaker Oscar Sudi ask platform users to send registration fees in exchange for instant loans, a major red flag. Steer clear of them.
The Facebook accounts OSCAR SUDI LOANS and Oscar Sudi claim to offer loans to Kenyans.
They use the name and photos of Oscar Sudi, a Kenyan politician who has been a member of parliament for the Kapseret constituency in Uasin Gishu county since March 2013. He is a prominent ally of president William Ruto.
One post, dated 26 June 2025, claims that a financial service provider called “Inua Soft Loans” is offering instant, unsecured loans ranging from KSh10,000 to KSh200,000 (about US$75 to $1,500).
According to the post, applicants only need to pay a registration fee, the amount of which varies depending on the loan amount. Once the fee has been paid, the loan will supposedly be sent within ten minutes. The post requests personal details and provides a phone number for a “manager” who handles the loan applications.
Another post, dated 7 February, uses vague but enticing language to ask: “How much # do you need in your Mpesa Account right now?”
It then lists amounts ranging from KSh 20,000 to KSh 200,000.
M-Pesa is a popular mobile money service in Kenya.
Similar posts appear here, here and here. But are the offers on these accounts legitimate? We checked.
Fake Facebook accounts
Loan offers that require borrowers to pay a registration fee are often run by scammers.
The Oscar Sudi account made its first post on 6 April, while the OSCAR SUDI LOANS account first posted on 31 January. Although these accounts use the lawmaker’s name, it is unlikely that they belong to him, as they are relatively new.
Sudi has been a politician since 2013 and has a verified official Facebook page. Created on 22 December 2018, it has amassed over 615,000 followers.
These newer, unverified accounts using his name are an attempt to lend legitimacy to fraudulent loan schemes.
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