IN SHORT: Facebook users should exercise caution as Facebook accounts posing as legit businesses try to scam them. Six suspicious pages are offering loans in the name of Nigerian financial services company OPay, but should be ignored.
These accounts use the name of OPay, a digital financial service company operating in Nigeria. Some of the accounts also use the logo of the company as their profile picture.
A post from one of the accounts, published 3 December 2023, reads: “Get business Loans and personal Loans AVAILABLE to all Opay USERS/POS merchants>>apply in minutes you can also the admin to apply 09065117940”.
But are the offers legit? We checked.
Suspicious Facebook pages
There are links to OPay's verified Facebook page and other official social media profiles on the company's website. But we couldn’t find any links to the suspicious Facebook pages.
Loan services on OPay
OPay, in a 2 December 2023 reply to a customer's enquiry on the social media platform X (formerly Twitter), said loan services were currently unavailable on the mobile application.
“Please be informed that Loan services are currently unavailable on OPay,” reads another post.
It is crucial to investigate these pages to curb the widespread scams on social media. To help protect yourself against online scams, read our guide to Facebook scams and how to spot them.
Republish our content for free
For publishers: what to do if your post is rated false
A fact-checker has rated your Facebook or Instagram post as “false”, “altered”, “partly false” or “missing context”. This could have serious consequences. What do you do?
Click on our guide for the steps you should follow.Publishers guide
Africa Check teams up with Facebook
Africa Check is a partner in Meta's third-party fact-checking programme to help stop the spread of false information on social media.
The content we rate as “false” will be downgraded on Facebook and Instagram. This means fewer people will see it.
You can also help identify false information on Facebook. This guide explains how.