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Kenyans beware, generous loan offers from the Facebook account ‘Titus Juma’ are fake and from known scammer

IN SHORT: Many Kenyans would be happy to access loans easily online. Unfortunately not all offers are genuine and might be schemes to defraud you. Be on the lookout for this Facebook account offering non-existent loans at a fee.

The Facebook account Titus Juma claims it is giving out different amounts of loans to Kenyans on Facebook.

The account claims that users can access up to KSh100,000 (US$657) without the usual close scrutiny of clients' past credit records, as is common with other financial institutions.

It says that users are only required to express interest in the offers by texting a WhatsApp number provided or simply typing the word “loan” in the comments sections of the posts on Facebook.

The account targets Facebook groups with large memberships and uses images of wads of cash to lure users.

Its posts are flooded with inquiries on how to access the loans.

The posts appear here, here, here, here, here, here, here, here, here and here.

But are the offers to be trusted? We checked.


Known scammer

The ads are poorly punctuated, don’t have any illustrations or graphics and are not linked to any website. This is uncharacteristic of a professionally run financial institution. 

We noted that the account has no loan offers on its own timeline. This is suspicious for an account that claims to offer financial services. The genuine social media accounts of legitimate businesses usually run promotions on their own timelines and not on other groups.

The account uses two phone numbers interchangeably to run its activities. But we discovered that one of the phone numbers given was used by a separate Facebook account to offer fake loans and required us to pay KSh650 “security fee” for us to access the loans. 

The account in question is probably run by the same person and its offers are also fake.

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