IN SHORT: Kenyan social media is awash with fake Facebook pages and accounts making bogus offers. This account and page are trying to profit by using the name of a Kenyan government programme meant to help the most vulnerable.
One post reads: “Kama unataka loan sai kuanzia 5k upto 100k andika neno loan.”
This mix of English and Kiswahili translates as: “If you want a loan now from KSh5,000 to KSh100,000, write the word loan.”
But are the Facebook account and page and their loan offers legit? We checked.
Fake Facebook account and page
There are signs that the account and page and their offers are fake.
While they claim to offer Inua Jamii loans, the Inua Jamii programme does not issue loans. It gives out cash grants to poor and vulnerable people and no loan offers are posted on the programme’s official Facebook page.
The Facebook account and page tell users who comment on their posts to reach out via a WhatsApp number.
But there is a catch. When Africa Check texted the number, we were told there is a “security fee” to be paid before any loan amount is processed.
We were sent a list of the amounts needed as deposits before a loan would be given. This is a clear indication that this is a scam and the page is fake. Reputable lenders don’t ask for money before issuing loans.
For more help identifying social media scams, read our guide to Facebook scams and how to spot them.
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