Back to Africa Check

No microfinance loans here – Facebook page just another scam

The Facebook page “KOPA MKOPO online” offers quick and easy loans from reputable Kenyan micro lenders. But it’s a scam.

The fraudsters earn money by charging people who apply for the loans a KSh290 “membership fee”.

The page was set up on 3 August 2020 and is followed by just two people. It gives its website as, but that domain is unregistered and up for sale.

It has so far posted four loan offers, from KWFT – the Kenya Women Microfinance Bank – and Faulu Microfinance Bank.

Each post links to a Google Form where people wanting the loans are told to apply. But any offer on Facebook that seems too good to be true – for a loan, a job or free stuff – with a link to a Google Form instead of an official website is a sure sign of a scam.

One link on the page goes to a form where applicants are asked for the KSh290 fee. But another has been removed by Google for violating its terms of service.

‘Kindly stay vigilant’

On 24 July Africa Check exposed other scam Facebook pages offering KWFT loans. The page “KOPA MKOPO online” was set up a week and a half later.

And on 11 August Faula Microfinance Bank warned the public about Facebook scams using its name.

“Kindly take note of the scam page below using the Faulu name to defraud customers,” the company posted on its verified Facebook page.

“Faulu has an official Facebook page which has a blue tick as a badge. Any page or group apart from this that uses Faulu name to ask for money from clients in order to apply for a loan is fake ... Kindly stay vigilant.”

To help protect yourself and others against scams like this, see Africa Check’s guide to Facebook scams and how to spot them. – Grace Gichuhi


Republish our content for free

We believe that everyone needs the facts.

You can republish the text of this article free of charge, both online and in print. However, we ask that you pay attention to these simple guidelines. In a nutshell:

1. Do not include images, as in most cases we do not own the copyright.

2. Please do not edit the article.

3. Make sure you credit "Africa Check" in the byline and don't forget to mention that the article was originally published on

For publishers: what to do if your post is rated false

A fact-checker has rated your Facebook or Instagram post as “false”, “altered”, “partly false” or “missing context”. This could have serious consequences. What do you do?

Click on our guide for the steps you should follow.

Publishers guide

Africa Check teams up with Facebook

Africa Check is a partner in Meta's third-party fact-checking programme to help stop the spread of false information on social media.

The content we rate as “false” will be downgraded on Facebook and Instagram. This means fewer people will see it.

You can also help identify false information on Facebook. This guide explains how.

Add new comment

Restricted HTML

  • Allowed HTML tags: <a href hreflang> <em> <strong> <cite> <blockquote cite> <code> <ul type> <ol start type> <li> <dl> <dt> <dd> <h2 id> <h3 id> <h4 id> <h5 id> <h6 id>
  • Lines and paragraphs break automatically.
  • Web page addresses and email addresses turn into links automatically.
limit: 600 characters

Want to keep reading our fact-checks?

We will never charge you for verified, reliable information. Help us keep it that way by supporting our work.

Become a newsletter subscriber

Support independent fact-checking in Africa.