Back to Africa Check

Kenyans, beware of these two Facebook pages and account impersonating Kirinyaga county governor to run cash promotions and offer loans

IN SHORT: These two Facebook pages and one account ask for private communication and an upfront payment from loan applicants. These are classic signs of a scam.

The Facebook pages Ann Waiguru Inua Jimii Loans Project, Governor Ann waiguru Inua Jamii loans and Facebook account Hon Ann Waiguru are running cash promotions and offering loans to Kenyans.

The pages and account use the name and photos of Kirinyaga county governor Anne Waiguru.

Kirinyaga county is about 110 kilometres north-east of Nairobi, Kenya’s capital.

Inua Jamii is a Kiswahili phrase meaning “uplift the community”. It refers to the Kenyan government programme that provides cash grants to poor and vulnerable people.

The pages and the account encourage interested users to send a private message via WhatsApp with their personal details, including their name, national identification number and phone number.

The promotions and loan offers have been published on various dates here, here, here, here and here

But are they legitimate? We checked.

Nothing but the facts

Get a weekly dose of facts delivered straight to your inbox.


Several signs of a scam

We noticed that the posts on the account and pages were poorly written. They have random capitalisation and odd punctuation, which is unlikely for a prominent Kenyan governor. This is the first indication that they may not be from a legitimate source.

A county government Facebook account or page would normally be linked to a functioning website and have an email address. The account and pages in question don’t link to a website. 

Applicants are asked to submit their details via a private message on WhatsApp. This is out of character for a government initiative.

The posts inform users that there is a “security fee” for each loan application. This means that they have to pay an upfront fee to get the loan they want. A reputable lender will never ask you to pay a certain amount before giving you a loan. Many lenders build their cost of lending into the total amount paid to the customer.

The Inua Jamii programme has repeatedly stated that it does not provide loans. It provides cash grants. For this reason, the programme’s official Facebook page does not advertise any loan offers.

In operation for just a year

The Facebook account and the pages claiming to offer loans have been operating since 2023. It is unlikely that such a relatively new social media account would be owned and used to offer loans by the governor, who has been in office since 22 August 2017.

The governor’s official Facebook page is Anne Waiguru. It has 388,000 followers and is verified by Meta. The page was created on 2 July 2013. There are no loan offers on her verified page.

The account and pages in question are fake and their offers are scams.

Africa Check has previously exposed Facebook accounts and pages impersonating Kenyan politicians here and here

Read our guide to Facebook scams and how to spot them here.

Republish our content for free

We believe that everyone needs the facts.

You can republish the text of this article free of charge, both online and in print. However, we ask that you pay attention to these simple guidelines. In a nutshell:

1. Do not include images, as in most cases we do not own the copyright.

2. Please do not edit the article.

3. Make sure you credit "Africa Check" in the byline and don't forget to mention that the article was originally published on

For publishers: what to do if your post is rated false

A fact-checker has rated your Facebook or Instagram post as “false”, “altered”, “partly false” or “missing context”. This could have serious consequences. What do you do?

Click on our guide for the steps you should follow.

Publishers guide

Africa Check teams up with Facebook

Africa Check is a partner in Meta's third-party fact-checking programme to help stop the spread of false information on social media.

The content we rate as “false” will be downgraded on Facebook and Instagram. This means fewer people will see it.

You can also help identify false information on Facebook. This guide explains how.

Add new comment

Restricted HTML

  • Allowed HTML tags: <a href hreflang> <em> <strong> <cite> <blockquote cite> <code> <ul type> <ol start type> <li> <dl> <dt> <dd> <h2 id> <h3 id> <h4 id> <h5 id> <h6 id>
  • Lines and paragraphs break automatically.
  • Web page addresses and email addresses turn into links automatically.
limit: 600 characters

Want to keep reading our fact-checks?

We will never charge you for verified, reliable information. Help us keep it that way by supporting our work.

Become a newsletter subscriber

Support independent fact-checking in Africa.